Pricing
Two prices, both transparent:
- A 9% markup on inference. When you make a call, we pay the underlying vendor, add 9%, and charge you the total.
- A service fee on top-ups. When you add credit to your account, we charge a small service fee on the transaction.
There is no subscription. There is no monthly minimum. You pay only when you make calls.
The 9% inference markup
Each request is priced as:
customer_charge = round(vendor_cost × 1.09)We use the vendor's published rate card for the model you called. The vendor's cost is computed from the actual token usage they return. We add 9% on top and debit your balance for the total. Each request appears in your dashboard with both numbers — what the vendor charged us, and what we charged you.
Why 9%. It funds the infrastructure (routing, the prompt-extraction guard, the dashboard, the logs, support) at a rate that's roughly half of the spread most major aggregators charge.
Why this is still a savings. COP — our proprietary optimization layer — reduces your output token count enough that, even with the 9% markup, the total bill on most workloads is below what you'd pay going direct. The marketing claim is "Save up to 15%":
- Coding and customer support workloads see roughly 24% fewer output tokens. After the 9% markup, the net savings clear 15%.
- Mixed conversational workloads see 5–15%.
- Some workloads (raw text generation with no structural overhead) see less, occasionally near zero.
The service fee on top-ups
Your account holds a credit balance. You add funds via a top-up. On each top-up, we charge a service fee in addition to the credit amount. The fee structure is hybrid:
- Below $60: 3.5% of the credit amount + $0.30 flat.
- $60 and above: 3.5% of the credit amount, flat (no $0.30 add-on).
Top-up examples
| You top up | Service fee | You pay at checkout | Credit you receive | |---|---|---|---| | $5 | $0.48 | $5.48 | $5.00 | | $10 | $0.65 | $10.65 | $10.00 | | $25 | $1.18 | $26.18 | $25.00 | | $100 | $3.50 | $103.50 | $100.00 | | $250 | $8.75 | $258.75 | $250.00 |
The effective rate drops as your top-up grows — from 9.5% at the $5 minimum down to 3.5% flat at $60 and above. Larger top-ups are meaningfully cheaper per dollar of credit.
Same fee, every payment method
The service fee is the same whether you pay by credit card, debit card, ACH transfer, or a digital wallet.
The Stripe checkout flow shows you the credit amount, the service fee, and the all-in total before you click pay — there is no "surprise at the end."
Welcome credit
When you create your account and attach a payment method, we grant you $5 in balance. You don't pay anything for it; we don't charge your card.
Auto-topup
You can configure auto-topup in the dashboard:
- Threshold: when your balance drops below this amount, we automatically run a top-up.
- Amount: the size of the auto-top-up.
Auto-topup charges your default payment method using the same service-fee structure as a manual top-up. If the auto-topup fails (declined card, expired card), we mark your account and send you an email.
To clear an auto-topup failure: update your payment method in the dashboard or via the Stripe Customer Portal. The next time your balance crosses the threshold, auto-topup retries.
Refunds and chargebacks
We don't issue refunds on completed top-ups — credit on your account is non-refundable. You can hold unused credit indefinitely; it does not expire and is portable across keys.
If your card is charged in error, contact support at support@unnma.ai with the transaction details and we will work it out.
See your bill
The Billing screen in the dashboard shows:
- Your current balance.
- A history of top-ups, auto-topups, and welcome credits.
- A daily usage rollup — what you spent, by day, by model.
- Receipts for every transaction (also available via the Stripe Customer Portal).
Next
- Authentication — managing keys for environments and services.
- Rate limits — per-key rate limits and daily spend caps.
- Error codes — what
402 insufficient_fundsactually looks like.